Financing Made Easy

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NEW & USED CAR FINANCING IS MUCH EASIER AT DUTCH'S CHEVROLET

You've done your research. You have found the vehicle you have been dreaming of. You've taken it for a drive, this is the one! You call the dealership to schedule an appointment for the purchase of your car. The Dealership tells you to plan for a 3 hour window ... 3 hours you question why so long?

At Dutch's Chevrolet, the sales process is much quicker. We VALUE your time and therefore before you arrive, we do our homework to find you the best rate and payment. We prepare the best options for your needs and discuss them with you when you arrive. We have the right relationships with nationally recognized lenders that can help you get the car of your dreams. We will get the best rates for you. Our goal is to cut the sales process time in half!

Before coming down for a test drive, start by pre-qualifying for a car loan with great rates and finance options. We'll make your car buying experience quicker and easier. Whether you have good credit or are credit challenged, here at Dutch's Chevrolet we will make your purchase process painless.

Get Pre Approved for GM Financing

You're essentially "shopping blind" if you start car shopping without being pre-approved for Chevy financing. By qualifying for credit before you shop, you will know what car to look for, and you won't be surprised by anything along the way. Nothing is worse than not getting the credit you need after you've already set your mind on a particular car, and it can be equally annoying to find out that you could have afforded a more expensive car as well.

All you have to do is use our simple online tool. You need to enter some personal information as well as a few financial numbers, and you'll be pre-approved for financing in no time. Whether your credit is excellent, average, or poor, it's our goal to get you into a Chevrolet that you can trust at a price (and rate of APR) that you can afford.

Chevy Lease Specials

Our Chevy financial services team can also help you identify the right car lease for your needs. A Chevy lease is really the best of both worlds -- you get a new, reliable car that's fun to drive, but you don't have to spend as much as you would on a purchase and you don't have any long-term commitment. And the better your credit score is, the lower your security deposit and APR will be.

Think about it -- you can drive a sophisticated new Chevy Impala for two years, and when you're ready for something else, you can switch over to a Tahoe or a Malibu. You have the freedom to drive new cars more often, and if you're a car enthusiast at any level, nothing could sound better! If you're a contractor, a Chevy truck lease might be the right call for you. Leasing a powerful 1500 or 3500 Silverado saves you the hassle of a breakdown in the future.

An added bonus to a car lease is that your maintenance woes will all but disappear. The car is new, and your lease will be over before any serious issues kick in. The car is also under warranty, and the only thing you will have to worry about is regular maintenance like an oil change.

Get in touch to learn more about our Chevy lease specials today! We have regular offers and incentives, and you don't want to miss out.

How to You Come Up With a Down Payment? Value Your Trade!

If you're looking to upgrade to a new Chevy, but you still have a functioning car in your driveway, you may want to consider trading it in. To get started, all you have to do is use our Value Your Trade tool on the website. It's powered by Kelley Blue Book, and it will instantly give you an accurate and fair reading of your car's trade-in value. You can do all of this from the comfort of your home!

While you may be able to get more money for a car if you sell it on the secondary market, many people don't want to leave a car sitting in their yard with a sign for weeks (and it may never sell at all). Trading your car in removes all of the hassles from your life; allows to quickly get the payment you need to make a down payment, and you can essentially drive to the dealership and leave with a new one. Better yet, in many states, you're only charged sales tax on the remaining balance of a new car after the trade-in value has been subtracted!

How Do I Get My Credit Score Ready for Buying a Car?

Credit scores often move up slowly (in contrast to how quickly they can fall), but if you plan ahead, you can make sure your credit score is in a good place before you apply for financing. Having a lower credit score will qualify you for low APR deals, which basically means you'll pay far less in interest. Interest adds up over time.

To start off, experts say that you should keep your credit card balance lower than 30% of your overall credit limit. This may mean that you have to make payments more often, or it could mean that you have to pause credit card spending. But your credit score will react positively.

You also need to make sure any outstanding debts are paid, and that recurring payments, like rent, are handled on time. The length of credit also matters, so each clean year of credit history you add, the better your credit will be.

If you have any questions about our Chevy financing, please don't hesitate to reach out. It can be complicated, and it involves personal financial information (and the subject of finances can always be sensitive!). We want to get you behind the wheel of a reliable Chevrolet vehicle for an affordable rate, and our finance team can make it happen.